Motor Truck Cargo Insurance – Captain X Insurance
Since 2012, when I became the CEO of Captain X Insurance, I’ve been committed to supporting the trucking industry. Over the years, I’ve worked closely with drivers, fleet managers, and owner-operators, and one truth became clear — traditional insurance was never designed for the unique challenges of trucking.
That realization led me to start Captain X Insurance with a single mission: to deliver insurance solutions built specifically for truckers. With more than a decade of experience, we understand the risks on the road and the responsibilities off it. Our goal is simple — to keep your business moving forward with coverage you can trust.
What Is Motor Truck Cargo Insurance?
Motor Truck Cargo Insurance is designed to protect the goods you haul while they’re in transit. It provides coverage against loss, theft, or damage to cargo caused by accidents, fire, or natural disasters. Whether you’re moving freight locally or across state lines, this insurance ensures both your business and your customers stay protected.
Who Needs This Coverage?
- Independent truckers transporting customer freight
- Fleet owners moving goods regionally or nationally
- Freight brokers and logistics providers
- Owner-operators under permanent lease or contract
- Any trucking business responsible for customers’ cargo
Why Choose Motor Truck Cargo Insurance from Captain X Insurance?
01 Comprehensive Protection
We cover a wide range of risks including theft, accidents, fire, and natural disasters, keeping your cargo safe from start to finish.
02 Customizable Policies
Every trucking business is different. We tailor coverage to match the type of freight you haul and your business size.
03 Fast & Fair Claims
Our dedicated claims team ensures quick settlements so your business faces minimum disruption.
04 Trusted Expertise
With over a decade in trucking insurance, we understand the unique cargo challenges and provide reliable solutions.
What Affects Motor Truck Cargo Insurance Costs?
- Type of cargo being transported
- Value of goods per shipment
- Distance and routes covered by your trucks
- Driving history and safety record of drivers
- Coverage limits and deductibles chosen
- Frequency of shipments and operational risks
Motor Truck Cargo Insurance FAQs
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1. How do I get commercial truck insurance quotes?
You can call us at +1-682-294-5992 or WhatsApp chat for fast, customized commercial truck insurance quotes tailored to your business.
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2. Is commercial truck insurance mandatory?
Yes, federal and state regulations require trucking businesses to carry liability coverage at minimum.
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3. Can I get coverage for my cargo as well?
Yes, with Motor Truck Cargo Insurance, your shipments are protected against loss, theft, or damage.
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4. Do you provide coverage for owner-operators?
Absolutely! We offer specialized owner-operator policies designed for independent truckers.
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5. How quickly can I get my certificate of insurance?
We provide instant certificates upon request, so your business never faces downtime.
